Financial Services & Insurance

Modern platforms for banks, lenders, fintechs and insurers.

Margins are tightening, regulators are watching AI closely, and customers expect every interaction to be instant. We help you move faster without adding risk.

Let's Talk What we build
standards we design for
6
  • PCI DSS
  • SOC 2
  • GLBA
  • SR 26-2 model risk guidance
  • NAIC AI model bulletin
  • State insurance regulations
Design targets we build to, confirmed with your compliance team.
Challenges

What financial firms are up against

Core systems that block change

Decades-old lending, policy and payment systems make every new product a multi-quarter project.

Manual operations at scale

Underwriting, claims, onboarding and reconciliation still run on spreadsheets, email and re-keyed data.

Regulatory pressure on AI

Model risk, fair lending and explainability rules mean AI cannot be deployed without governance.

Fraud that moves faster than rules

Static rules miss new fraud patterns while flagging good customers.

Customer experience gaps

Digital-first competitors set expectations for instant decisions and self-service that legacy journeys cannot match.

Solutions

What we build for financial services.

Technology consulting and engineering for banks, lenders, fintechs and insurers: AI and data platforms, digital product engineering, cloud modernization and specialist talent. Organized by practice, and each links to the full service line.

AI & Data

See these services
  • Document intelligence for underwriting and claims intake
  • Fraud and anomaly detection on transaction data
  • AI assistants for service teams with full audit trails
  • Model governance aligned with model risk management expectations

Digital Product Engineering

See these services
  • Customer onboarding and KYC journeys
  • Lending, policy and payments platforms
  • Secure customer and broker portals
  • Open banking and payments API integration

Cloud & Modernization

See these services
  • Core system modernization in phases, not big-bang rewrites
  • Cloud landing zones built for financial compliance
  • Data platform modernization for reporting and risk
  • FinOps to control cloud spend

Technology Talent Solutions

See these services
  • Engineers with payments, lending and insurance platform experience
  • Data and AI specialists for risk and analytics teams
  • Dedicated teams for regulatory programs
Questions

Frequently asked questions

Can you work within our model risk management process?

Yes. We document models, data lineage, testing and monitoring in the format your model risk team expects, and we design explainability in from the start.

Do you replace core systems?

Rarely all at once. We modernize in phases, wrapping legacy cores with APIs and moving functions out one at a time so the business keeps running.

Where does our data live?

In your cloud accounts and regions. We do not move customer data into our own environments unless you agree to it in writing.

Do you have fintech experience?

We work with fintechs, lenders and insurers at different stages, from early product builds to modernizing established platforms.

Insights

Related insights

All insights
Financial Services

AI model risk management in banking: what reviewers expect

US regulators replaced SR 11-7 with revised model risk guidance in April 2026. Here is what it says about AI, what model risk teams expect to see, and how to…

Nov 12, 20266 min read
Financial Services

Core system modernization for banks and insurers: the options

Replace the core, replace it piece by piece, or wrap it and move functions out over time. A look at the three options, the risks of each and how to…

Nov 12, 20266 min read
AI & Data

AI agents vs workflow automation: when each one fits

Workflow automation follows steps you define. An AI agent chooses its own steps. Here is how the two differ on cost, predictability and risk, and how to decide for a…

Nov 12, 20265 min read

Other industries

Healthcare & Life Sciences

Technology that lets clinicians, payers and researchers move faster under HIPAA.
Overview

Providers, payers, digital health companies and life sciences firms carry the same burden: data trapped in systems that do not interoperate, staff buried in administrative work, and regulators that expect every change to be validated. We build and modernize within those constraints.

Standards we design for
HIPAA HITECH FDA 21 CFR Part 11 HL7 FHIR SOC 2
Open Healthcare
What we build
  • AI & Data: Clinical and claims data platforms with patient matching and HL7 FHIR ingestion
  • Digital Product Engineering: Patient and member portals and mobile apps
  • Cloud & Modernization: HIPAA-aligned cloud landing zones with encryption, logging and access controls
  • Technology Talent Solutions: Engineers with EHR, HL7 FHIR and healthcare integration experience

Retail & Consumer Goods

Retail commerce platforms and data that keep pace with your customers.
Overview

Retailers and consumer brands compete on experience, availability and margin at the same time. We build the commerce, integration and forecasting systems that let you do all three.

Standards we design for
PCI DSS SOC 2 CCPA and state privacy laws WCAG accessibility GDPR
Open Retail
What we build
  • AI & Data: Demand forecasting and inventory optimization models
  • Digital Product Engineering: Composable commerce and headless storefronts
  • Cloud & Modernization: Replatforming legacy e-commerce to scalable cloud architectures
  • Technology Talent Solutions: Engineers with commerce platform and integration experience

Software & High-Tech

Engineering capacity for SaaS and technology companies that need to ship.
Overview

Your product is the business. We extend your engineering team, scale your platform and build the AI features your customers are asking for, without slowing your release cadence.

Standards we design for
SOC 2 ISO 27001 GDPR CCPA HIPAA
Open Software & High-Tech
What we build
  • AI & Data: AI feature development with evaluation suites and cost monitoring
  • Digital Product Engineering: Team extension for product and platform teams
  • Cloud & Modernization: Platform engineering and CI/CD for faster, safer releases
  • Technology Talent Solutions: Full-stack, backend and platform engineers

Manufacturing

Manufacturing software and data that make production visible, predictable and connected.
Overview

Manufacturers hold more operational data than almost any other industry and use less of it. We build the data platforms, integrations and analytics that turn machine, quality and supply chain data into decisions.

Standards we design for
ISO 9001 quality processes ITAR and EAR SOC 2 NIST SP 800-171 IEC 62443 security principles
Open Manufacturing
What we build
  • AI & Data: Predictive maintenance models on equipment and sensor data
  • Digital Product Engineering: MES, ERP and PLM integration through APIs and events
  • Cloud & Modernization: Industrial data platforms for time-series, quality and maintenance data
  • Technology Talent Solutions: Data engineers and analysts with industrial data experience

Logistics & Supply Chain

Logistics visibility, optimization and automation for the systems that move goods.
Overview

Carriers, 3PLs, freight forwarders and shippers run on thin margins and tight windows. We build the platforms that show where everything is, pick the best route and load, and take paperwork off your team.

Standards we design for
SOC 2 C-TPAT program requirements FMCSA data and hours-of-service rules PCI DSS GDPR
Open Logistics
What we build
  • AI & Data: Route and load optimization models
  • Digital Product Engineering: Shipment visibility platforms and customer tracking portals
  • Cloud & Modernization: Modernization of legacy TMS and WMS applications
  • Technology Talent Solutions: Integration engineers with WMS, TMS and EDI experience

Tell us what you are trying to build.

Tell us about the systems, the data and the rules you work under. We will tell you what is realistic.

Let's Talk How we work